The Harrison Plan, North RidgeCullmanAL35058
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cullman at The Harrison Plan, North Ridge, Cullman, AL, 35058 with 5% annual appreciation on a $364,900 basis while $3,158/mo rent supports operations. Total monthly income totals $3,158/mo and a $1,786/mo payment preserves $1,098/mo for cash returns. Annual cash flow comes to $13,180/yr on $120,964 deployed, and return on cash invested reaches 30.8% in year one. Equity gained on principal adds $2,355/yr, and five-year appreciation sums $100,815 alongside rental yield of 10.39%. Five-year ROI measures 160.58% and total cumulative return in cash totals $194,244.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,158/mo property income versus a $1,786/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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