The Franklin Plan, The Reserve at North RidgeCullmanAL35058
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Cullman at The Franklin Plan, The Reserve at North Ridge, Cullman, AL, 35058 offers $1,830/mo rent that, after a $1,257/mo payment, leaves $380/mo cash flow. Total monthly income is $1,830/mo, and annual cash flow is $4,564/yr on $85,162 cash. Return on cash invested measures 25.27% in year one, and rental yield stands at 8.55% at a $256,900 entry. Equity gained on principal adds $1,658/yr while 5% annual appreciation compounds into $70,977 by year five. Five-year ROI records 130.89% and total cumulative return in cash reaches $111,472. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,830/mo property income versus a $1,257/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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