The Florence B Plan, Cedar HeightsSan AntonioTX78228
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at The Florence B Plan, Cedar Heights, San Antonio, TX, 78228 in San Antonio: $2,550/mo in rent, $289/mo in net income, 9.62% gross yield, 1.78 DSCR, all at $317,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $87,855 in appreciation and $2,929/yr in principal paydown projects total cumulative return of $140,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $289 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,550 |
| Total Monthly Debt Service | $2,135 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Davidson Homes - San Antonio Region
Mls Name: Davidson Homes, Inc.
Mls Provider:
Mls ID: #N/A