The Estero Plan, Laurel VistasSan AntonioTX78245
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at The Estero Plan, Laurel Vistas, San Antonio, TX, 78245 in San Antonio is narrow, $106/mo net on $2,072/mo rent after the $1,243/mo debt service, but the property operates at break-even-plus, not a loss. At $276,500 with a 8.99% yield, the long-run equity case via 5% appreciation ($76,392 over five years) and $2,547/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.67 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $112,839.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $106 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,072 |
| Total Monthly Debt Service | $1,856 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A