The Elm- Plan 5 Plan, Descanso WalkClaremontCA91711
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at The Elm- Plan 5 Plan, Descanso Walk, Claremont, CA, 91711 in Claremont the bet is firmly on appreciation. Rental yield 4.64%. The 4.64% gross yield on a $809,990 price is below income-first thresholds, but 5%/yr value growth projects $223,785 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.86) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $164,892.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 4.5% |
| Monthly Cash Flow | $(2,235) | $1,500 |
City averages based on Claremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,132 |
| Total Monthly Debt Service | $5,044 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$356 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91711, Claremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,515 (100%) |
| Owner Occupied HU | 8,136 (60.2%) |
| Renter Occupied HU | 4,606 (34.1%) |
| Vacant Housing Units | 773 ( 5.7%) |
| Median Home Value | $903,604 |
| Average Home Value | $1,020,082 |
Housing Distribution
Address Breakdown
Residential
12,708
Single Family
11,510
Multi-Family
1,198
Businesses
1,407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$356 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91711, Claremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,515 (100%) |
| Owner Occupied HU | 8,136 (60.2%) |
| Renter Occupied HU | 4,606 (34.1%) |
| Vacant Housing Units | 773 ( 5.7%) |
| Median Home Value | $903,604 |
| Average Home Value | $1,020,082 |
Housing Distribution
Address Breakdown
Residential
12,708
Single Family
11,510
Multi-Family
1,198
Businesses
1,407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • The Olson Company
Mls Name: The Olson Company
Mls Provider:
Mls ID: #N/A