The Dumbarton Plan, Potomac Overlook The Monument SeriesNational HarborMD20745
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: The Dumbarton Plan, Potomac Overlook The Monument Series, National Harbor, MD, 20745 in National Harbor at $804,990 earns $5,466/mo in rent and nets $57/mo after the $3,620/mo payment, a 8.15% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $222,404 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $7,414/yr in principal paydown, total projected return reaches $310,778.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $57 | $800 |
City averages based on National Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,466 |
| Total Monthly Debt Service | $5,088 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Integrity Homes of Metro Washington
Mls Name: Integrity Homes
Mls ID: #N/A