The Classics Residence 6 Plan, The HideawayWintersCA95694
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at The Classics Residence 6 Plan, The Hideaway, Winters, CA, 95694 in Winters is straightforward: $673,990 in, $4,542/mo in rent, $451/mo out after debt service. The 8.23% gross yield and 1.50 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $186,211 by year five. With $6,208/yr in principal equity, the total cumulative return is projected at $279,545.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.0% |
| Monthly Cash Flow | $451 | $250 |
City averages based on Winters market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,542 |
| Total Monthly Debt Service | $3,901 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95694, Winters, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,900 (100%) |
| Owner Occupied HU | 2,516 (64.5%) |
| Renter Occupied HU | 1,152 (29.5%) |
| Vacant Housing Units | 232 ( 5.9%) |
| Median Home Value | $637,705 |
| Average Home Value | $771,853 |
Housing Distribution
Address Breakdown
Residential
3,592
Single Family
3,280
Multi-Family
312
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95694, Winters, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,900 (100%) |
| Owner Occupied HU | 2,516 (64.5%) |
| Renter Occupied HU | 1,152 (29.5%) |
| Vacant Housing Units | 232 ( 5.9%) |
| Median Home Value | $637,705 |
| Average Home Value | $771,853 |
Housing Distribution
Address Breakdown
Residential
3,592
Single Family
3,280
Multi-Family
312
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shari Welters • Meritage Homes
Mls Name: Meritage Homes
Mls Provider:
Mls ID: #N/A