The Chelsea Plan, Kings MillKingwoodTX77339
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, The Chelsea Plan, Kings Mill, Kingwood, TX, 77339 in Kingwood deserves attention. This $362,990 property earns $3,212/mo in rent, a 10.62% gross yield, and nets $581/mo after the $1,632/mo payment. DSCR 1.97 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $100,287 compounds alongside $3,343/yr in yearly equity build, for a total cumulative return of $176,724.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $581 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,212 |
| Total Monthly Debt Service | $2,487 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77339, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,546 (100%) |
| Owner Occupied HU | 11,162 (57.1%) |
| Renter Occupied HU | 6,644 (34.0%) |
| Vacant Housing Units | 1,740 ( 8.9%) |
| Median Home Value | $311,098 |
| Average Home Value | $348,976 |
Housing Distribution
Address Breakdown
Residential
18,497
Single Family
12,198
Multi-Family
6,299
Businesses
1,507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77339, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,546 (100%) |
| Owner Occupied HU | 11,162 (57.1%) |
| Renter Occupied HU | 6,644 (34.0%) |
| Vacant Housing Units | 1,740 ( 8.9%) |
| Median Home Value | $311,098 |
| Average Home Value | $348,976 |
Housing Distribution
Address Breakdown
Residential
18,497
Single Family
12,198
Multi-Family
6,299
Businesses
1,507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices