The Cali Plan, MorningsidePanama CityFL32404
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Panama City at The Cali Plan, Morningside, Panama City, FL, 32404 offers $2,848/mo rent that, after a $1,541/mo payment, leaves $759/mo cash flow. Total monthly income is $2,848/mo, and annual cash flow is $9,103/yr on $104,389 cash. Return on cash invested measures 28.63% in year one, and rental yield stands at 10.85% at a $314,900 entry. Equity gained on principal adds $2,032/yr while 5% annual appreciation compounds into $87,001 by year five. Five-year ROI records 150.21% and total cumulative return in cash reaches $156,802. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,848/mo property income versus a $1,541/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32404, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,682 (100%) |
| Owner Occupied HU | 12,006 (61.0%) |
| Renter Occupied HU | 4,464 (22.7%) |
| Vacant Housing Units | 3,212 (16.3%) |
| Median Home Value | $327,530 |
| Average Home Value | $375,161 |
Housing Distribution
Address Breakdown
Residential
19,181
Single Family
18,746
Multi-Family
435
Businesses
569
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Listed by: Morningside Sales Information • D.R. Horton - Panama City East
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A