The Bainbridge Front Load Plan, Belvedere, Charlottesville, VA, 22901 | $587/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Charlottesville at The Bainbridge Front Load Plan, Belvedere, Charlottesville, VA, 22901 with 5% annual appreciation on a $499,900 basis while $3,576/mo rent supports operations. Total monthly income totals $3,576/mo and a $2,447/mo payment preserves $587/mo for cash returns. Annual cash flow comes to $7,049/yr on $165,717 deployed, and return on cash invested reaches 24.16% in year one. Equity gained on principal adds $3,226/yr, and five-year appreciation sums $138,113 alongside rental yield of 8.58%. Five-year ROI measures 125.39% and total cumulative return in cash totals $207,792.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,576/mo property income versus a $2,447/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 22901, Charlottesville, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,906 (100%)
Owner Occupied HU	8,917 (52.7%)
Renter Occupied HU	6,745 (39.9%)
Vacant Housing Units	1,244 ( 7.4%)
Median Home Value	$546,217
Average Home Value	$630,845