The Aspen Plan, Fickel FarmsBerthoudCO80513
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.3% yield at The Aspen Plan, Fickel Farms, Berthoud, CO, 80513 in Berthoud is solid, but the $2,271/mo payment compresses net cash flow to $128/mo at $504,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $139,519 by year five, and $4,651/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.31) without U.S. income documentation. Total projected return: $192,034.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $128 | $250 |
City averages based on Berthoud market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,964 |
| Total Monthly Debt Service | $2,742 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80513, Berthoud, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,583 (100%) |
| Owner Occupied HU | 6,320 (83.3%) |
| Renter Occupied HU | 901 (11.9%) |
| Vacant Housing Units | 362 ( 4.8%) |
| Median Home Value | $641,396 |
| Average Home Value | $714,195 |
Housing Distribution
Address Breakdown
Residential
7,558
Single Family
7,510
Multi-Family
48
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
