The Asheville V Brick Plan, The Reserve at North RidgeCullmanAL35058





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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cullman at The Asheville V Brick Plan, The Reserve at North Ridge, Cullman, AL, 35058 uses $79,527 cash to close to unlock $6,985/yr annual cash flow and $582/mo monthly cash flow. Total monthly income runs $1,936/mo, and a $1,174/mo payment keeps the spread at $582/mo. Purchase price stands at $239,900, and rental yield measures 9.68% with $1,936/mo rent. Return on cash invested shows 28.69% in year one, and 5% annual appreciation builds toward $66,280 over five years. Five-year ROI reaches 149.29% and total cumulative return in cash records $118,723. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,936/mo property income covering a $1,174/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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