The Asheville Plan, The Reserve at North RidgeCullmanAL35058
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Cullman at The Asheville Plan, The Reserve at North Ridge, Cullman, AL, 35058 priced at $246,900 pairs $1,830/mo rent with $437/mo cash flow after a $1,208/mo payment. Total monthly income equals $1,830/mo, and annual cash flow comes to $5,242/yr on $81,847 invested. Return on cash invested is 26.31% in year one, and rental yield stands at 8.89% on a $246,900 basis. Equity gained on principal adds $1,593/yr, and 5% annual appreciation accumulates to $68,214 by year five. Five-year ROI measures 136.46% and total cumulative return in cash reaches $111,693. For financing, Ziffy Mortgage’s DSCR program evaluates $1,830/mo property income against a $1,208/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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