The 2410 Plan, East MountainEugeneOR97403
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, The 2410 Plan, East Mountain, Eugene, OR, 97403 in Eugene earns a 7.88% gross yield at $612,460. Rent of $4,020/mo nets $323/mo after the $2,754/mo mortgage. The 1.46 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $169,211 and $5,641/yr in equity accumulation project a total cumulative return of $252,620.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $323 | $420 |
City averages based on Eugene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,020 |
| Total Monthly Debt Service | $3,453 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97403, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 2,181 (39.6%) |
| Renter Occupied HU | 2,868 (52.1%) |
| Vacant Housing Units | 460 ( 8.3%) |
| Median Home Value | $585,035 |
| Average Home Value | $566,834 |
Housing Distribution
Address Breakdown
Residential
4,908
Single Family
3,962
Multi-Family
946
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97403, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 2,181 (39.6%) |
| Renter Occupied HU | 2,868 (52.1%) |
| Vacant Housing Units | 460 ( 8.3%) |
| Median Home Value | $585,035 |
| Average Home Value | $566,834 |
Housing Distribution
Address Breakdown
Residential
4,908
Single Family
3,962
Multi-Family
946
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
