The 2082 Plan, The Reserve at Northgate, Temple, TX, 76502 | $282/mo Cash Flow

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The 2082 Plan, The Reserve at Northgate, Temple, TX, 76502 | $282/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at The 2082 Plan, The Reserve at Northgate, Temple, TX, 76502 uses $111,351 cash to close to unlock $3,389/yr annual cash flow and $282/mo monthly cash flow. Total monthly income runs $2,671/mo, and a $1,644/mo payment keeps the spread at $282/mo. Purchase price stands at $335,900, and rental yield measures 9.54% with $2,671/mo rent. Return on cash invested shows 22.95% in year one, and 5% annual appreciation builds toward $92,803 over five years. Five-year ROI reaches 120.38% and total cumulative return in cash records $134,043. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,671/mo property income covering a $1,644/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! This 4 bedroom, 3 bath home is exactly what you've been looking for. Featuring a secondary bedroom suite, it's the perfect home for a multi-generational family, those looking for a private space for guests, or added privacy for one of your children. With walk-in closets in every bedroom and dual walk-in closets in the primary, you won't run out of storage space. Walk into your open concept living area, where you'll have more than enough room to cuddle up or host all of your friends and family.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680