The 1998 Plan, East MountainEugeneOR97403
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate The 1998 Plan, East Mountain, Eugene, OR, 97403 in Eugene. At $587,460 it earns $4,020/mo in rent and distributes $474/mo to the owner after the $2,642/mo payment, a consistent 8.21% yield. DSCR 1.52 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $162,304 in value; $5,411/yr in principal paydown compounds ownership stake. Total projected return: $252,871.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $474 | $420 |
City averages based on Eugene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,020 |
| Total Monthly Debt Service | $3,312 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97403, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 2,181 (39.6%) |
| Renter Occupied HU | 2,868 (52.1%) |
| Vacant Housing Units | 460 ( 8.3%) |
| Median Home Value | $585,035 |
| Average Home Value | $566,834 |
Housing Distribution
Address Breakdown
Residential
4,908
Single Family
3,962
Multi-Family
946
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97403, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 2,181 (39.6%) |
| Renter Occupied HU | 2,868 (52.1%) |
| Vacant Housing Units | 460 ( 8.3%) |
| Median Home Value | $585,035 |
| Average Home Value | $566,834 |
Housing Distribution
Address Breakdown
Residential
4,908
Single Family
3,962
Multi-Family
946
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
