The 1857 Plan, The Hearth at Millican Creek, Lafayette, OR, 97127 | $3/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lafayette at The 1857 Plan, The Hearth at Millican Creek, Lafayette, OR, 97127 uses $165,737 cash to close to unlock $39/yr annual cash flow and $3/mo monthly cash flow. Total monthly income runs $3,021/mo, and a $2,447/mo payment keeps the spread at $3/mo. Purchase price stands at $499,960, and rental yield measures 7.25% with $3,021/mo rent. Return on cash invested shows 19.93% in year one, and 5% annual appreciation builds toward $138,130 over five years. Five-year ROI reaches 102.78% and total cumulative return in cash records $170,347. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,021/mo property income covering a $2,447/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

This gorgeous 1,857 square foot home will not disappoint! The family room connects to the dining nook and kitchen, creating a spacious and inviting space, while the high quality counters and tile back splash offer a touch of luxury for every lifestyle. The loft upstairs gives versatility to the four bedrooms, with the option to convert two of the bedrooms to a secondary bedroom suite. Enjoy the master suite, complete with a walk-in closet and bathroom, and find comfort knowing you've chosen an incredibly open floor plan with unbeatable features at an affordable price, built with extraordinary care and thoughtfulness by Holt Homes.*

Neighborhood Data

Neighborhood data shown for ZIP Code: 97127, Lafayette, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,523 (100%)
Owner Occupied HU	1,274 (83.7%)
Renter Occupied HU	222 (14.6%)
Vacant Housing Units	27 ( 1.8%)
Median Home Value	$418,961
Average Home Value	$449,861