The 1475 Plan, The Village at Elm Creek, Troy, TX, 76579 | $264/mo Cash Flow

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The 1475 Plan, The Village at Elm Creek, Troy, TX, 76579 | $264/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Troy at The 1475 Plan, The Village at Elm Creek, Troy, TX, 76579 listed at $248,900 pairs $2,034/mo rent with a $1,218/mo payment to leave $264/mo cash flow. Total monthly income runs $2,034/mo, and annual cash flow reaches $3,171/yr on $82,510 cash to close. Return on cash invested measures 23.75% in year one, and rental yield registers 9.81% at a $248,900 basis. Equity gained on principal adds $1,606/yr, and annual property appreciation at 5% supports $68,766 by year five. Five-year ROI tracks 124.7% and total cumulative return in cash totals $102,889. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,034/mo property income relative to a $1,218/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! If you're wanting options and flexibility, this floor plan is exactly what you're looking for! This beautiful 3 bedroom, 2 bath home is thoughtfully designed to have three different options for the front room: a formal dining room, study, or 4th bedroom. You'll absolutely love the way the kitchen seamlessly flows into the living room, giving you ample space to gather with your family. From the luxuriously large primary bedroom with seating area, to the exquisite selections Stylecraft offers, you are guaranteed to love this home!

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136