Texas Cali Plan, Oak RidgeTempleTX76501
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Temple at Texas Cali Plan, Oak Ridge, Temple, TX, 76501 offers a 9.95% rental yield on a $282,990 purchase with $2,346/mo rent. Total monthly income registers $2,346/mo, and a $1,385/mo payment leaves $334/mo available for distribution. Annual cash flow reaches $4,004/yr on $93,811 to close, and return on cash invested stands at 24.18% in year one. Equity gained on principal adds $1,826/yr while 5% annual appreciation supports $78,185 over five years. Portfolio math shows five-year ROI at 126.94% and total cumulative return in cash at $119,087. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,346/mo property income against a $1,385/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76501, Temple, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,880 (100%) |
| Owner Occupied HU | 4,286 (54.4%) |
| Renter Occupied HU | 2,877 (36.5%) |
| Vacant Housing Units | 717 ( 9.1%) |
| Median Home Value | $232,289 |
| Average Home Value | $269,705 |
Housing Distribution
Address Breakdown
Residential
7,369
Single Family
6,892
Multi-Family
477
Businesses
585
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