Tbd Cr 124HesperusCO81326
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hesperus rental at Tbd Cr 124, Hesperus, CO, 81326 sits in the solid-income band: 8.3% gross yield, $1,729/mo rent, $272/mo net after the $1,124/mo debt service, DSCR 1.54. Entry price of $250,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $69,070 and $2,303/yr in principal reduction bring total cumulative return to $111,937.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $272 | $1,500 |
City averages based on Hesperus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,729 |
| Total Monthly Debt Service | $1,357 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81326, Hesperus, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 175 (15.4%) |
| Vacant Housing Units | 144 (12.7%) |
| Median Home Value | $576,923 |
| Average Home Value | $630,998 |
Housing Distribution
Address Breakdown
Residential
953
Single Family
953
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81326, Hesperus, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 175 (15.4%) |
| Vacant Housing Units | 144 (12.7%) |
| Median Home Value | $576,923 |
| Average Home Value | $630,998 |
Housing Distribution
Address Breakdown
Residential
953
Single Family
953
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dasha Greidanus • Berkshire Hathaway HomeServices Colorado Properties
Mls Name: CREN
Mls Provider:
Mls ID: #817186
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.