T92 Val Monte DrGuntersvilleAL35976








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Guntersville at T92 Val Monte Dr, Guntersville, AL, 35976 listed at $615,500 pairs $2,035/mo rent with a $3,013/mo payment. Total monthly income runs $2,035/mo. Return on cash invested measures 11.53% in year one, and rental yield registers 3.97% at a $615,500 basis. Equity gained on principal adds $3,972/yr, and annual property appreciation at 5% supports $170,051 by year five. Five-year ROI tracks 57.16% and total cumulative return in cash totals $115,746. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,035/mo property income relative to a $3,013/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
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Listed by: Paige Wilson • Ainsworth Real Estate, LLC
Mls Name: ValleyMLS
Mls ID: #21904313








