Surge Plan, Loretto HeightsDenverCO80236
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, Surge Plan, Loretto Heights, Denver, CO, 80236 in Denver is listed at $489,000 and delivers $3,544/mo in rent and $694/mo in net monthly cash flow. The 8.7% yield and 1.61 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $135,102 over five years, and $4,504/yr in principal reduction supplements cash return. Total projected cumulative return: $229,323.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 3.8% |
| Monthly Cash Flow | $694 | $1,850 |
City averages based on Denver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,544 |
| Total Monthly Debt Service | $2,655 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80236, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,311 (100%) |
| Owner Occupied HU | 3,730 (59.1%) |
| Renter Occupied HU | 2,352 (37.3%) |
| Vacant Housing Units | 229 ( 3.6%) |
| Median Home Value | $566,078 |
| Average Home Value | $628,196 |
Housing Distribution
Address Breakdown
Residential
6,118
Single Family
4,530
Multi-Family
1,588
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80236, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,311 (100%) |
| Owner Occupied HU | 3,730 (59.1%) |
| Renter Occupied HU | 2,352 (37.3%) |
| Vacant Housing Units | 229 ( 3.6%) |
| Median Home Value | $566,078 |
| Average Home Value | $628,196 |
Housing Distribution
Address Breakdown
Residential
6,118
Single Family
4,530
Multi-Family
1,588
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
