Summerfield Plan, Single Family Homes at Swan Point, Swan Point, MD, 20645 | $1,247/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

4 Bed
5 Bath
4405 sft

8612 Sandy Beach Ln, King George, VA, 22485

Motivated Seller+ 1 more

5 Bed
3 Bath
2428 sft

8580 Crain Hwy, La Plata, MD, 20646

4 Bed
3 Bath
2776 sft

15115 Oaks Rd, Charlotte Hall, MD, 20622

3 Bed
3 Bath
2296 sft

7342 Saint Joseph Pl, Hughesville, MD, 20637

Nearby investment properties with comparable prices

3 Bed
3 Bath
1784 sft

302 Forest Edge Ave, La Plata, MD, 20646

3 Bed
3 Bath
2400 sft

6550 Tip Hill Dr, La Plata, MD, 20646

4 Bed
3 Bath
2326 sft

480 Woodgrain Ave, La Plata, MD, 20646

3 Bed
5 Bath
2488 sft

11676 Emily Dickinson Pl, White Plains, MD, 20695

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Swan Point at Summerfield Plan, Single Family Homes at Swan Point, Swan Point, MD, 20645 listed at $549,990 pairs $4,668/mo rent with a $2,692/mo payment to leave $1,247/mo cash flow. Total monthly income runs $4,668/mo, and annual cash flow reaches $14,967/yr on $180,947 cash to close. Return on cash invested measures 28.33% in year one, and rental yield registers 10.18% at a $549,990 basis. Equity gained on principal adds $3,549/yr, and annual property appreciation at 5% supports $151,952 by year five. Five-year ROI tracks 148.03% and total cumulative return in cash totals $267,847. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,668/mo property income relative to a $2,692/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 20645, Issue, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	351 (100%)
Owner Occupied HU	288 (82.1%)
Renter Occupied HU	38 (10.8%)
Vacant Housing Units	25 ( 7.1%)
Median Home Value	$608,766
Average Home Value	$620,139