Sterling Plan, Founders RidgeLa VistaNE68128
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSterling Plan, Founders Ridge, La Vista, NE, 68128 in La Vista is a stable, well-positioned rental at $498,200. Rental yield 7.9%. DSCR 1.46 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $137,643 in value and $4,588/yr in principal paydown builds equity, a total projected return of $184,836.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.5% |
| Monthly Cash Flow | $(83) | $285 |
City averages based on La Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,281 |
| Total Monthly Debt Service | $3,166 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68128, La Vista, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,323 (100%) |
| Owner Occupied HU | 4,804 (57.7%) |
| Renter Occupied HU | 3,312 (39.8%) |
| Vacant Housing Units | 207 ( 2.5%) |
| Median Home Value | $310,504 |
| Average Home Value | $312,958 |
Housing Distribution
Address Breakdown
Residential
8,403
Single Family
5,524
Multi-Family
2,879
Businesses
638
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68128, La Vista, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,323 (100%) |
| Owner Occupied HU | 4,804 (57.7%) |
| Renter Occupied HU | 3,312 (39.8%) |
| Vacant Housing Units | 207 ( 2.5%) |
| Median Home Value | $310,504 |
| Average Home Value | $312,958 |
Housing Distribution
Address Breakdown
Residential
8,403
Single Family
5,524
Multi-Family
2,879
Businesses
638
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices