St Helens - D Plan, Mountain Valley EstatesBattle GroundWA98604
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayRental yield 2.96%. At $1,259,000 with 2.96% gross yield, current distributions are modest, but the 5% appreciation rate projects $347,838 in new equity by year five, complemented by $11,596/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.55) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $189,083.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.2% |
| Monthly Cash Flow | $(4,466) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,102 |
| Total Monthly Debt Service | $7,067 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98604, Battle Ground, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,534 (100%) |
| Owner Occupied HU | 11,443 (78.7%) |
| Renter Occupied HU | 2,660 (18.3%) |
| Vacant Housing Units | 431 ( 3.0%) |
| Median Home Value | $631,405 |
| Average Home Value | $667,840 |
Housing Distribution
Address Breakdown
Residential
13,871
Single Family
13,603
Multi-Family
268
Businesses
956
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98604, Battle Ground, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,534 (100%) |
| Owner Occupied HU | 11,443 (78.7%) |
| Renter Occupied HU | 2,660 (18.3%) |
| Vacant Housing Units | 431 ( 3.0%) |
| Median Home Value | $631,405 |
| Average Home Value | $667,840 |
Housing Distribution
Address Breakdown
Residential
13,871
Single Family
13,603
Multi-Family
268
Businesses
956
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Garrette Custom Homes
Mls Name: Garrette Custom Homes
Mls Provider:
Mls ID: #N/A