Spruce Plan, Westwind at Cumberland, Franklin, IN, 46131 | $413/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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Spruce Plan, Westwind at Cumberland, Franklin, IN, 46131 | $413/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Franklin at Spruce Plan, Westwind at Cumberland, Franklin, IN, 46131 offers $2,184/mo rent that, after a $1,444/mo payment, leaves $413/mo cash flow. Total monthly income is $2,184/mo, and annual cash flow is $4,957/yr on $97,791 cash. Return on cash invested measures 24.98% in year one, and rental yield stands at 8.88% at a $294,995 entry. Equity gained on principal adds $1,904/yr while 5% annual appreciation compounds into $81,502 by year five. Five-year ROI records 129.82% and total cumulative return in cash reaches $126,948. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,184/mo property income versus a $1,444/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA