Spruce Plan, RiverdaleOfallonMO63366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Ofallon at Spruce Plan, Riverdale, Ofallon, MO, 63366 offers $3,642/mo rent that, after a $2,041/mo payment, leaves $1,045/mo cash flow. Total monthly income is $3,642/mo, and annual cash flow is $12,542/yr on $138,202 cash. Return on cash invested measures 28.98% in year one, and rental yield stands at 10.48% at a $416,900 entry. Equity gained on principal adds $2,690/yr while 5% annual appreciation compounds into $115,182 by year five. Five-year ROI records 151.57% and total cumulative return in cash reaches $209,478. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,642/mo property income versus a $2,041/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63366, O Fallon, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,428 (100%) |
| Owner Occupied HU | 16,734 (78.1%) |
| Renter Occupied HU | 4,082 (19.0%) |
| Vacant Housing Units | 612 ( 2.9%) |
| Median Home Value | $323,320 |
| Average Home Value | $344,502 |
Housing Distribution
Address Breakdown
Residential
21,098
Single Family
19,910
Multi-Family
1,188
Businesses
1,389
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