Sophie Plan, Hartrick Ranch, Temple, TX, 76502 | $361/mo Cash Flow

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Sophie Plan, Hartrick Ranch, Temple, TX, 76502 | $361/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at Sophie Plan, Hartrick Ranch, Temple, TX, 76502 generates $2,154/mo in rent and, after a $1,234/mo payment, leaves $361/mo in cash flow. Total monthly income is $2,154/mo, and annual cash flow is $4,331/yr on $83,604 invested. Return on cash invested sits at 25.09% in year one, and rental yield is 10.25% on a $252,200 entry. Equity gained on principal adds $1,627/yr, while 5% annual appreciation builds toward $69,678 over five years. Five-year ROI reaches 131.81% and total cumulative return in cash sums $110,201. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,154/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Sophie Floor Plan - 3-Bedroom, 2-Bathroom Single-Story Home with Open Layout and Abundant Natural Light The Sophie floor plan offers a thoughtfully designed single-story layout, featuring three bedrooms and two full bathrooms across 1,404 square feet. This home emphasizes open-concept living, making it ideal for families seeking both comfort and functionality. The expansive family room seamlessly connects to the kitchen and dining areas, creating an inviting space for gatherings and daily activities. A wall of windows along the back of the home brings in abundant natural light, enhancing the sense of space and warmth. The primary suite provides a private retreat with a well-appointed bathroom and a generous walk-in closet. Two additional bedrooms offer flexibility for family members, guests, or a home office setup. A covered patio extends the living space outdoors, perfect for relaxing evenings or weekend gatherings. The Sophie floor plan combines practicality with elegant design, making it an excellent choice for those seeking a comfortable and versatile home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680