Solitude with Finished Basement Plan, Trails at Shurtz CanyonCedar CityUT84720
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Cedar City rental at Solitude with Finished Basement Plan, Trails at Shurtz Canyon, Cedar City, UT, 84720 sits in the solid-income band: 7.98% gross yield, $5,316/mo rent, $629/mo net after the $3,596/mo debt service, DSCR 1.48. Entry price of $799,600 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $220,915 and $7,364/yr in principal reduction bring total cumulative return to $342,572.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.8% |
| Monthly Cash Flow | $629 | $1,250 |
City averages based on Cedar City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,316 |
| Total Monthly Debt Service | $4,368 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Mann Developers
Mls Name: Mann Developers
Mls Provider:
Mls ID: #N/A