Silver Maple Plan, Concourse CrossingFernandina BeachFL32034








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Fernandina Beach at Silver Maple Plan, Concourse Crossing, Fernandina Beach, FL, 32034 listed at $471,990 pairs $3,136/mo rent with a $2,310/mo payment to leave $4/mo cash flow. Total monthly income runs $3,136/mo, and annual cash flow reaches $47/yr on $156,465 cash to close. Return on cash invested measures 19.94% in year one, and rental yield registers 7.97% at a $471,990 basis. Equity gained on principal adds $3,046/yr, and annual property appreciation at 5% supports $130,402 by year five. Five-year ROI tracks 103.58% and total cumulative return in cash totals $162,070. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,136/mo property income relative to a $2,310/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32034, Fernandina Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,682 (100%) |
| Owner Occupied HU | 15,551 (65.7%) |
| Renter Occupied HU | 3,710 (15.7%) |
| Vacant Housing Units | 4,421 (18.7%) |
| Median Home Value | $586,648 |
| Average Home Value | $675,813 |
Housing Distribution
Address Breakdown
Residential
21,050
Single Family
18,551
Multi-Family
2,499
Businesses
1,193
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Listed by: N/A • Century Communities
Mls Name: Century Communities
Mls Provider:
Mls ID: #N/A








