Sienna Plan, TimberleafThorntonCO80602
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at Sienna Plan, Timberleaf, Thornton, CO, 80602 in Thornton is narrow, $182/mo net on $3,670/mo rent after the $2,691/mo debt service, but the property operates at break-even-plus, not a loss. At $598,490 with a 7.36% yield, the long-run equity case via 5% appreciation ($165,352 over five years) and $5,512/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $237,736.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $182 | $285 |
City averages based on Thornton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,670 |
| Total Monthly Debt Service | $3,250 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80602, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,184 (100%) |
| Owner Occupied HU | 14,475 (89.4%) |
| Renter Occupied HU | 1,263 ( 7.8%) |
| Vacant Housing Units | 446 ( 2.8%) |
| Median Home Value | $653,268 |
| Average Home Value | $682,757 |
Housing Distribution
Address Breakdown
Residential
15,908
Single Family
15,171
Multi-Family
737
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80602, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,184 (100%) |
| Owner Occupied HU | 14,475 (89.4%) |
| Renter Occupied HU | 1,263 ( 7.8%) |
| Vacant Housing Units | 446 ( 2.8%) |
| Median Home Value | $653,268 |
| Average Home Value | $682,757 |
Housing Distribution
Address Breakdown
Residential
15,908
Single Family
15,171
Multi-Family
737
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
