Sienna Plan, Stillwater CoveAstatulaFL34705
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at Sienna Plan, Stillwater Cove, Astatula, FL, 34705 in Astatula is narrow, $186/mo net on $3,604/mo rent after the $2,316/mo debt service, but the property operates at break-even-plus, not a loss. At $514,990 with a 8.4% yield, the long-run equity case via 5% appreciation ($142,282 over five years) and $4,743/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $208,313.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $186 | $300 |
City averages based on Astatula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,604 |
| Total Monthly Debt Service | $3,213 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34705, Astatula, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 912 (72.7%) |
| Renter Occupied HU | 182 (14.5%) |
| Vacant Housing Units | 160 (12.8%) |
| Median Home Value | $334,862 |
| Average Home Value | $359,942 |
Housing Distribution
Address Breakdown
Residential
1,141
Single Family
1,048
Multi-Family
93
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34705, Astatula, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,254 (100%) |
| Owner Occupied HU | 912 (72.7%) |
| Renter Occupied HU | 182 (14.5%) |
| Vacant Housing Units | 160 (12.8%) |
| Median Home Value | $334,862 |
| Average Home Value | $359,942 |
Housing Distribution
Address Breakdown
Residential
1,141
Single Family
1,048
Multi-Family
93
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
