Sienna Plan, Kreder Farms, Saint Charles, MO, 63304 | $546/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
3 Bath
2152 sft

7132 Waterman Ave, Saint Louis, MO, 63130

3 Bed
2 Bath
1971 sft

The Sheldon Plan, Sutton Farms, Wentzville, MO, 63385

4 Bed
4 Bath
3735 sft

1010 Winter Lake Dr, Fenton, MO, 63026

4 Bed
3 Bath
2409 sft

258 Gentry Dr, O'Fallon, MO, 63366

Nearby investment properties with comparable prices

Hermitage II Plan, Wilmer Crossing Enclave

4 Bed
3 Bath
2539 sft

Hermitage II Plan, Wilmer Crossing Enclave, Wentzville, MO, 63385

4 Bed
3 Bath
2539 sft

2 Hermitage Ii At Elm Crossing St, Saint Charles, MO, 63301

4 Bed
3 Bath
2539 sft

Hermitage II Plan, Elm Crossing, Saint Charles, MO, 63301

4 Bed
3 Bath
2539 sft

Hermitage II Plan, Wilmer Crossing Enclave, Wentzville, MO, 63385

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Saint Charles at Sienna Plan, Kreder Farms, Saint Charles, MO, 63304 with 5% annual appreciation on a $473,990 basis while $3,498/mo rent supports operations. Total monthly income totals $3,498/mo and a $2,320/mo payment preserves $546/mo for cash returns. Annual cash flow comes to $6,552/yr on $157,128 deployed, and return on cash invested reaches 24.08% in year one. Equity gained on principal adds $3,059/yr, and five-year appreciation sums $130,955 alongside rental yield of 8.86%. Five-year ROI measures 125.27% and total cumulative return in cash totals $196,838.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,498/mo property income versus a $2,320/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 63304, Saint Charles, MO area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,153 (100%)
Owner Occupied HU	14,356 (83.7%)
Renter Occupied HU	2,290 (13.4%)
Vacant Housing Units	507 ( 3.0%)
Median Home Value	$364,905
Average Home Value	$408,403