SIENNA Plan, Coral Ridge SpringsBrooksKY40109
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSIENNA Plan, Coral Ridge Springs, Brooks, KY, 40109 in Brooks earns its strong cash-flow label: 11.14% yield, $2,918/mo rent, $1,005/mo net income, DSCR 2.06. The $314,400 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $86,863 by year five. Combined with $2,896/yr in principal paydown, total projected return reaches $183,725.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.5% |
| Monthly Cash Flow | $1,005 | $850 |
City averages based on Brooks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,918 |
| Total Monthly Debt Service | $1,788 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40109, Brooks, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,588 (100%) |
| Owner Occupied HU | 1,264 (79.6%) |
| Renter Occupied HU | 151 ( 9.5%) |
| Vacant Housing Units | 173 (10.9%) |
| Median Home Value | $237,786 |
| Average Home Value | $234,555 |
Housing Distribution
Address Breakdown
Residential
972
Single Family
972
Multi-Family
0
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40109, Brooks, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,588 (100%) |
| Owner Occupied HU | 1,264 (79.6%) |
| Renter Occupied HU | 151 ( 9.5%) |
| Vacant Housing Units | 173 (10.9%) |
| Median Home Value | $237,786 |
| Average Home Value | $234,555 |
Housing Distribution
Address Breakdown
Residential
972
Single Family
972
Multi-Family
0
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
