Selena Plan, Scottish Isle, Rio Rancho, NM, 87144 | $455/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Rio Rancho at Selena Plan, Scottish Isle, Rio Rancho, NM, 87144 offers a 8.35% rental yield on a $416,990 purchase with $2,903/mo rent. Total monthly income registers $2,903/mo, and a $2,041/mo payment leaves $455/mo available for distribution. Annual cash flow reaches $5,465/yr on $138,232 to close, and return on cash invested stands at 23.86% in year one. Equity gained on principal adds $2,691/yr while 5% annual appreciation supports $115,207 over five years. Portfolio math shows five-year ROI at 123.64% and total cumulative return in cash at $170,914. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,903/mo property income against a $2,041/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA