Saratoga Plan, Kensington RidgeHerculaneumMO63048







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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Herculaneum at Saratoga Plan, Kensington Ridge, Herculaneum, MO, 63048 with 5% annual appreciation on a $322,900 basis while $2,483/mo rent supports operations. Total monthly income totals $2,483/mo and a $1,580/mo payment preserves $72/mo for cash returns. Annual cash flow comes to $870/yr on $107,041 deployed, and return on cash invested reaches 20.72% in year one. Equity gained on principal adds $2,084/yr, and five-year appreciation sums $89,211 alongside rental yield of 9.23%. Five-year ROI measures 108.89% and total cumulative return in cash totals $116,558.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,483/mo property income versus a $1,580/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63048, Herculaneum, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,698 (100%) |
| Owner Occupied HU | 1,302 (76.7%) |
| Renter Occupied HU | 312 (18.4%) |
| Vacant Housing Units | 84 ( 4.9%) |
| Median Home Value | $245,385 |
| Average Home Value | $273,009 |
Housing Distribution
Address Breakdown
Residential
1,704
Single Family
1,610
Multi-Family
94
Businesses
114
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Listed by: N/A • KAB Homes
Mls Name: KAB Homes
Mls Provider:
Mls ID: #N/A








