Santa Rosa II Plan, Concourse Crossing, Fernandina Beach, FL, 32034 | $529/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

5 Bed
2 Bath
2404 sft

236 Lake Forest South Dr, Kingsland, GA, 31548

4 Bed
3 Bath
1643 sft

11414 INEZ Drive, Jacksonville, FL, 32218

3 Bed
3 Bath
1862 sft

506 Ann St, Saint Marys, GA, 31558

3 Bed
2 Bath
1821 sft

13039 BENT PINE Court E, Jacksonville, FL, 32246

Nearby investment properties with comparable prices

3 Bed
3 Bath
1769 sft

701 Windchime St, Yulee, FL, 32097

3 Bed
3 Bath
1769 sft

697 Windchime St, Yulee, FL, 32097

$ 334,700

ROI

Cash Flow/m

- Bed
- Bath
- sft

14891 Macadamia Ln #184, Jacksonville, FL, 32218

3 Bed
2 Bath
1964 sft

304 The Villas Way, Kingsland, GA, 31548

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Fernandina Beach at Santa Rosa II Plan, Concourse Crossing, Fernandina Beach, FL, 32034 with 5% annual appreciation on a $392,990 basis while $3,136/mo rent supports operations. Total monthly income totals $3,136/mo and a $1,923/mo payment preserves $529/mo for cash returns. Annual cash flow comes to $6,342/yr on $130,276 deployed, and return on cash invested reaches 24.78% in year one. Equity gained on principal adds $2,536/yr, and five-year appreciation sums $108,576 alongside rental yield of 9.58%. Five-year ROI measures 129.55% and total cumulative return in cash totals $168,767.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,136/mo property income versus a $1,923/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 32034, Fernandina Beach, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	23,682 (100%)
Owner Occupied HU	15,551 (65.7%)
Renter Occupied HU	3,710 (15.7%)
Vacant Housing Units	4,421 (18.7%)
Median Home Value	$586,648
Average Home Value	$675,813