San Jose Plan, Victoria CommonsSan AntonioTX78210
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, San Jose Plan, Victoria Commons, San Antonio, TX, 78210 in San Antonio offers a clean, manageable entry. Rental yield 6.79%. DSCR 1.26 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $193,397 in additional property value over five years, with $6,447/yr in principal equity building ownership stake. Total projected cumulative return: $195,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.8% |
| Monthly Cash Flow | $(1,136) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,959 |
| Total Monthly Debt Service | $4,816 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$117 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78210, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,453 (100%) |
| Owner Occupied HU | 7,244 (46.9%) |
| Renter Occupied HU | 5,946 (38.5%) |
| Vacant Housing Units | 2,263 (14.6%) |
| Median Home Value | $217,222 |
| Average Home Value | $262,117 |
Housing Distribution
Address Breakdown
Residential
14,301
Single Family
11,976
Multi-Family
2,325
Businesses
842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$117 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78210, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,453 (100%) |
| Owner Occupied HU | 7,244 (46.9%) |
| Renter Occupied HU | 5,946 (38.5%) |
| Vacant Housing Units | 2,263 (14.6%) |
| Median Home Value | $217,222 |
| Average Home Value | $262,117 |
Housing Distribution
Address Breakdown
Residential
14,301
Single Family
11,976
Multi-Family
2,325
Businesses
842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Wes Peoples Homes
Mls Name: Wes Peoples Homes
Mls Provider:
Mls ID: #N/A