Sabal Plan, The CottagesPanama CityFL32405
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Panama City at Sabal Plan, The Cottages, Panama City, FL, 32405 with 5% annual appreciation on a $366,600 basis while $2,520/mo rent supports operations. Total monthly income totals $2,520/mo and a $1,794/mo payment preserves $88/mo for cash returns. Annual cash flow comes to $1,050/yr on $121,528 deployed, and return on cash invested reaches 20.77% in year one. Equity gained on principal adds $2,366/yr, and five-year appreciation sums $101,285 alongside rental yield of 8.25%. Five-year ROI measures 108.07% and total cumulative return in cash totals $131,334.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,520/mo property income versus a $1,794/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32405, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,910 (100%) |
| Owner Occupied HU | 7,737 (51.9%) |
| Renter Occupied HU | 4,741 (31.8%) |
| Vacant Housing Units | 2,432 (16.3%) |
| Median Home Value | $336,326 |
| Average Home Value | $395,025 |
Housing Distribution
Address Breakdown
Residential
13,594
Single Family
12,208
Multi-Family
1,386
Businesses
1,407
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Listed by: N/A • Harris Doyle Homes
Mls Name: Harris Doyle Homes, Inc.
Mls Provider:
Mls ID: #N/A