S261 County Road 4Liberty CenterOH43532
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 4.53%. S261 County Road 4, Liberty Center, OH, 43532 in Liberty Center at $634,900, 4.53% gross yield, is a market-growth asset. The $2,399/mo rent partially funds the $2,855/mo debt service; the core return is the 5%/yr price growth projected to add $175,411 over five years. Ziffy Mortgage's DSCR mortgage (0.84) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $127,485.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.2% |
| Monthly Cash Flow | $(1,777) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,399 |
| Total Monthly Debt Service | $3,924 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
18.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43532, Liberty Center, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,640 (100%) |
| Owner Occupied HU | 1,341 (81.8%) |
| Renter Occupied HU | 192 (11.7%) |
| Vacant Housing Units | 107 ( 6.5%) |
| Median Home Value | $234,659 |
| Average Home Value | $252,468 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,530
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
18.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43532, Liberty Center, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,640 (100%) |
| Owner Occupied HU | 1,341 (81.8%) |
| Renter Occupied HU | 192 (11.7%) |
| Vacant Housing Units | 107 ( 6.5%) |
| Median Home Value | $234,659 |
| Average Home Value | $252,468 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,530
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holly Moungie • Howard Hanna
Mls Name: NORIS
Mls ID: #6134699