S1131 Ninety Meter DRIVEWestbyWI54667
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 5.67%. S1131 Ninety Meter DRIVE, Westby, WI, 54667 in Westby fits: $775,000, 5.67% gross yield, and a projected 5% annual appreciation rate adding $214,118 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.05) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,138/yr in principal paydown and $214,118 in appreciation project a total return of $196,746.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(1,538) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,664 |
| Total Monthly Debt Service | $4,893 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54667, Westby, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,128 (100%) |
| Owner Occupied HU | 1,582 (74.3%) |
| Renter Occupied HU | 419 (19.7%) |
| Vacant Housing Units | 127 ( 6.0%) |
| Median Home Value | $265,116 |
| Average Home Value | $334,851 |
Housing Distribution
Address Breakdown
Residential
1,996
Single Family
1,943
Multi-Family
53
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54667, Westby, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,128 (100%) |
| Owner Occupied HU | 1,582 (74.3%) |
| Renter Occupied HU | 419 (19.7%) |
| Vacant Housing Units | 127 ( 6.0%) |
| Median Home Value | $265,116 |
| Average Home Value | $334,851 |
Housing Distribution
Address Breakdown
Residential
1,996
Single Family
1,943
Multi-Family
53
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices