Romancoke RdStevensvilleMD21666
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Romancoke Rd, Stevensville, MD, 21666 in Stevensville speaks for itself: 19.61% gross on a $169,000 price, generating $2,762/mo in rent and $1,707/mo in net income after the $760/mo debt service. DSCR 3.63, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,486 stacks alongside $46,692 in projected five-year appreciation and $1,557/yr in principal reduction. Projected total cumulative return: $173,947.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 5.5% |
| Monthly Cash Flow | $1,707 | $500 |
City averages based on Stevensville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,762 |
| Total Monthly Debt Service | $988 |
| DSCR Ratio | 2.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.51 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21666, Stevensville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,767 (100%) |
| Owner Occupied HU | 4,807 (83.4%) |
| Renter Occupied HU | 520 ( 9.0%) |
| Vacant Housing Units | 440 ( 7.6%) |
| Median Home Value | $536,306 |
| Average Home Value | $671,212 |
Housing Distribution
Address Breakdown
Residential
5,679
Single Family
5,451
Multi-Family
228
Businesses
616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.51 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21666, Stevensville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,767 (100%) |
| Owner Occupied HU | 4,807 (83.4%) |
| Renter Occupied HU | 520 ( 9.0%) |
| Vacant Housing Units | 440 ( 7.6%) |
| Median Home Value | $536,306 |
| Average Home Value | $671,212 |
Housing Distribution
Address Breakdown
Residential
5,679
Single Family
5,451
Multi-Family
228
Businesses
616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices