Rodessa IV H Plan, Eagle PointePensacolaFL32526
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate Rodessa IV H Plan, Eagle Pointe, Pensacola, FL, 32526 in Pensacola. At $378,990 it earns $2,729/mo in rent and distributes $214/mo to the owner after the $1,704/mo payment, a consistent 8.64% yield. DSCR 1.60 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $104,708 in value; $3,491/yr in principal paydown compounds ownership stake. Total projected return: $158,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.8% |
| Monthly Cash Flow | $214 | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,729 |
| Total Monthly Debt Service | $2,364 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
