Riley Plan, Hartrick Ranch, Temple, TX, 76502 | $374/mo Cash Flow

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Riley Plan, Hartrick Ranch, Temple, TX, 76502 | $374/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Riley Plan, Hartrick Ranch, Temple, TX, 76502 earns $374/mo cash flow from $2,154/mo rent with a $1,225/mo payment. Total monthly income totals $2,154/mo, and annual cash flow totals $4,490/yr on $82,974 capital. ROI tracks 25.32% on current figures, and rental yield reads 10.33% at a $250,300 purchase. Equity gained on principal adds $1,615/yr, and 5% annual appreciation supports $69,153 over five years. Five-year ROI reaches 133.11% and total cumulative return in cash sums $110,444. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,154/mo property income instead of your personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Riley Floor Plan - 3-Bedroom, 2-Bathroom Single-Story Home with Open Layout and Cottage Charm The Riley floor plan offers a thoughtfully designed single-story layout, featuring three bedrooms and two full bathrooms across 1,358 square feet. This home emphasizes open-concept living, making it ideal for families seeking both comfort and functionality. The expansive family room seamlessly connects to the kitchen and dining areas, creating an inviting space for gatherings and daily activities. The kitchen boasts a large island and an oversized pantry, enhancing the home's practicality. The primary suite provides a private retreat with a well-appointed bathroom and a generous walk-in closet. Two additional bedrooms offer flexibility for family members, guests, or a home office setup. A covered patio extends the living space outdoors, perfect for relaxing evenings or weekend gatherings. The Riley floor plan combines practicality with elegant design, making it an excellent choice for those seeking a comfortable and versatile home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680