Ridgefield Plan, Ponds of Stony Creek: Phase II, Elgin, IL, 60124 | 6.8% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Elgin at Ridgefield Plan, Ponds of Stony Creek: Phase II, Elgin, IL, 60124 at $637,990 posts ROI 15.43% with from $3,616/mo rent. Total monthly income equals $3,616/mo. Return on cash invested measures 15.43% and rental yield reads 6.8% at the current $637,990. Equity gained on principal adds $4,117/yr, and 5% annual appreciation supports $176,265 by year five. Five-year ROI prints 79.8% and total cumulative return in cash totals $167,495. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,616/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA