Richmond Plan, Three Creeks - Colt Creek, Belton, TX, 76513 | $400/mo Cash Flow

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Richmond Plan, Three Creeks - Colt Creek, Belton, TX, 76513 | $400/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income registers $2,590/mo, and a $1,507/mo payment leaves $400/mo available for distribution. Annual cash flow reaches $4,803/yr on $102,099 to close, and return on cash invested stands at 24.61% in year one. Equity gained on principal adds $1,987/yr while 5% annual appreciation supports $85,092 over five years. Portfolio math shows five-year ROI at 129.31% and total cumulative return in cash at $132,024. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,590/mo property income against a $1,507/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Step into the incredible Richmond floorplan at Three Creeks - Colt Creek in Belton, Texas. The 4 bedroom, 2-bathroom has a spacious 1,783 approximate square footage that is perfect as your new home. Entertain in the large, open space living room or gather in the beautifully designed kitchen. The kitchen features flat panel birch cabinetry, granite countertops, and stainless-steel appliances. Attached to the great room, find yourself outside to enjoy time with nature under the backyard covered patio. You'll also find cozy carpeted secondary bedrooms with easy access to the secondary bathroom. The laundry room is also centrally located for convenience. Retreat to the luxurious primary bedroom, where you'll find the attached primary bathroom with its double vanity and the walk-in shower that has a tub and shower option, and a spacious walk-in closet. The Richmond floorplan was designed with you in mind, with the 2-3 car garage option and the study with the option of a bedroom, this floorplan is truly unique. The smart home package is included to keep your home connected. Control and secure your home through the Qolsys smart panel, through your phone, or even with your voice. With comfort functionality, our Richmond floorplan is everything you are looking for. Why wait? Contact us today to learn more about the Richmond floorplan!

Neighborhood Data

Neighborhood data shown for ZIP Code: 76513, Belton, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,497 (100%)
Owner Occupied HU	12,076 (65.3%)
Renter Occupied HU	5,158 (27.9%)
Vacant Housing Units	1,263 ( 6.8%)
Median Home Value	$336,211
Average Home Value	$377,275