Residence Five Plan, Zinfandel RidgePlymouthCA95669
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayResidence Five Plan, Zinfandel Ridge, Plymouth, CA, 95669 in Plymouth is priced for appreciation, not yield. Rental yield 3.21%. At $829,900 with a 3.21% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $229,286 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.59) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $127,197.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 7.0% |
| Monthly Cash Flow | $(2,914) | $1,200 |
City averages based on Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $4,804 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95669, Plymouth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,461 (100%) |
| Owner Occupied HU | 943 (64.5%) |
| Renter Occupied HU | 285 (19.5%) |
| Vacant Housing Units | 233 (15.9%) |
| Median Home Value | $598,641 |
| Average Home Value | $661,002 |
Housing Distribution
Address Breakdown
Residential
669
Single Family
668
Multi-Family
1
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95669, Plymouth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,461 (100%) |
| Owner Occupied HU | 943 (64.5%) |
| Renter Occupied HU | 285 (19.5%) |
| Vacant Housing Units | 233 (15.9%) |
| Median Home Value | $598,641 |
| Average Home Value | $661,002 |
Housing Distribution
Address Breakdown
Residential
669
Single Family
668
Multi-Family
1
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Tim Lewis Communities
Mls Name: Tim Lewis Communities
Mls Provider:
Mls ID: #N/A