Residence 5 Plan, Tesoro SquareEscondidoCA92025
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: Residence 5 Plan, Tesoro Square, Escondido, CA, 92025 in Escondido at $799,990. Rental yield 7.35%. The 7.35% yield and 1.36 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $221,022 by year five, and $7,368/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $300,280.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $(48) | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,901 |
| Total Monthly Debt Service | $4,631 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92025, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,155 (100%) |
| Owner Occupied HU | 7,331 (42.7%) |
| Renter Occupied HU | 9,095 (53.0%) |
| Vacant Housing Units | 729 ( 4.2%) |
| Median Home Value | $883,658 |
| Average Home Value | $943,208 |
Housing Distribution
Address Breakdown
Residential
16,167
Single Family
12,379
Multi-Family
3,788
Businesses
2,133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92025, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,155 (100%) |
| Owner Occupied HU | 7,331 (42.7%) |
| Renter Occupied HU | 9,095 (53.0%) |
| Vacant Housing Units | 729 ( 4.2%) |
| Median Home Value | $883,658 |
| Average Home Value | $943,208 |
Housing Distribution
Address Breakdown
Residential
16,167
Single Family
12,379
Multi-Family
3,788
Businesses
2,133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A