Residence 2480 Plan, Serrano PointeSan JacintoCA92582
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at Residence 2480 Plan, Serrano Pointe, San Jacinto, CA, 92582 in San Jacinto: $4,480/mo in rent, $703/mo in net income, 8.81% gross yield, 1.63 DSCR, all at $610,490. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $168,667 in appreciation and $5,623/yr in principal paydown projects total cumulative return of $276,777.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $703 | $300 |
City averages based on San Jacinto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,480 |
| Total Monthly Debt Service | $3,534 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92582, San Jacinto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,150 (100%) |
| Owner Occupied HU | 4,684 (76.2%) |
| Renter Occupied HU | 1,214 (19.7%) |
| Vacant Housing Units | 252 ( 4.1%) |
| Median Home Value | $519,831 |
| Average Home Value | $595,630 |
Housing Distribution
Address Breakdown
Residential
5,865
Single Family
5,865
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92582, San Jacinto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,150 (100%) |
| Owner Occupied HU | 4,684 (76.2%) |
| Renter Occupied HU | 1,214 (19.7%) |
| Vacant Housing Units | 252 ( 4.1%) |
| Median Home Value | $519,831 |
| Average Home Value | $595,630 |
Housing Distribution
Address Breakdown
Residential
5,865
Single Family
5,865
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A