Residence 2 Plan, Mountain Gate by CrestWood CommunitiesYucaipaCA92399
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find Residence 2 Plan, Mountain Gate by CrestWood Communities, Yucaipa, CA, 92399 in Yucaipa worth study. Rental yield 5.65%. The 5.65% gross yield is below cash-flow benchmarks at $1,154,990, but 5% annual appreciation, adding $319,102 over five years, frames this as a capital growth position. Rent of $5,440/mo partially offsets the $5,194/mo payment. Ziffy Mortgage finances appreciation-play properties (1.05 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $328,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.0% |
| Monthly Cash Flow | $(1,705) | $400 |
City averages based on Yucaipa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,440 |
| Total Monthly Debt Service | $6,685 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • CrestWood Communities
Mls Name: Crestwood Communities
Mls Provider:
Mls ID: #N/A